4717 NW 11th Ct, Ocala, FL 34475
4 beds · 2 baths · 2,123 sqft
PRICE REDUCTION-- YOUR BEAUTIFUL HOME AWAITS!! -- LOCATED IN THE CONVENIENT NEIGHBORHOOD OF EVERGREEN ESTATES. This home has 4 Large Bedrooms, 2 baths, Neutral tone Wood Look Ceramic Tile in living, kitchen, hallway and bathrooms. The decor is neutral and leaves you with a warm comfortable feeling. Storage closets? No problem as home offers multiple storage spaces. From the glass front door entrance, you begin a journey of intricate trim work on the hall walls leading into the living area and primary bedroom, with a wall trimmed in wood shiplap as you enter the living room, beautiful built-in cabinets with fireplace and shelving in living area. The guest bath between the 2 bedrooms as you enter has bead board trim work as well with cultured marble countertop. The room in front to left as you enter home has the double glass door and bead board trim work would make a great Home Office/playroom, exercise area or bedroom. Beautiful walls with picture framing trim work in the spacious primary bedroom has enough area for large furniture, flooring is luxury vinyl plank. A large ensuite with organized walk-in closet for two, dual vanities with cultured marble countertop, water closet and glass tile shower adjoin the primary bedroom. The open kitchen concept with large space for dining table & great room for all of your entertainment. Kitchen Island is 7' 8" for food prep and seating with quartz counter tops. Pantry provides ample additional storage. Lighting in kitchen and dining area has been upgraded from the original builder grade lighting. Just outside the great room and kitchen area is a covered porch and large back yard, lush green grass with vinyl fencing. Area is large enough for gardening and play. Gutters have also been added around the whole house. Evergreen Estates is Conveniently Located 10 Minutes from Downtown Ocala! Easy Access to I-75, Silver Springs Park, Golf Courses, Shopping & the Ocala Equestrian Center. No HOA Fees are being collected at this time. They will go into effect when the HOA is turned over to the Homeowners at a later date. The amount is undetermined at this time. Move-in ready!
Source: STELLAR #g5085610
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #g5085610
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #g5085610
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.