4711 S Clarkson St, Englewood, CO 80113
3 beds · 2 baths · 1,132 sqft sqft
This stunning 3-bedroom, 2-bathroom bungalow in Englewood has been meticulously renovated to blend modern comforts with classic charm. Located in a highly sought-after neighborhood, just 8 miles from Downtown Denver and 5 miles from the Denver Tech Center (DTC), this home offers the perfect balance of convenience and tranquility. Key Features: Open Concept Living: Step inside to an inviting open-concept kitchen and living area, perfect for entertaining. The kitchen is a chef’s delight, featuring a large offset slab granite island, custom slow-close cabinets, and a diagonal laid tile floor with an artisan intricate mosaic backsplash. Recent Renovations: Enjoy peace of mind with recent updates made within the last 4 years, including a brand-new roof on both the house and garage, updated electrical and plumbing systems, a new service panel, and a central AC unit to keep you cool during the summer months. Charming Finishes: This historic home boasts an abundance of newer hardwood flooring, texture, fresh paint, modern plumbing and lighting fixtures, and new doors throughout. The bathrooms have been totally renovated, offering a spa-like experience with high-end finishes. Outdoor Oasis: Step outside to enjoy the recently refreshed landscaping, which provides a serene setting for relaxation or outdoor gatherings. The oversized 2-car garage includes storage space above, built-in cabinets and additional off-street parking with alley access. A covered patio off the garage and a deck off the back of the home provide ample outdoor living space. Prime Location: Situated in a desirable neighborhood, this home offers easy access to local amenities, parks, and schools, with the vibrant heart of Denver just minutes away. Don’t miss the opportunity to own this beautifully updated bungalow in one of Englewood’s most coveted areas. Schedule a showing today and make this house your home!
Source: RECO #2192249
Interest rate and monthly payment estimated based on public records.
Source: RECO #2192249
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #2192249
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