47 Peach Crossing Dr, Dallas, GA 30132
3 beds · 2 baths · 1,172 sqft sqft
Welcome to your new dream home! Discover the perfect blend of comfort, convenience, and community and this new stunning listing! With no HOA and no rental restrictions, you have the freedom to truly make this home your own. Located just minutes away from fantastic restaurants, shopping, downtown, and beautiful local parks, youCOll enjoy the best of what this friendly neighborhood has to offer. As you pull into your huge garage, youCOll find apple space for storage along with easy access to your laundry areaCo making day-to-day life breeze. Step upstairs to an open concept floor plan where the kitchen flows seamlessly into a large family room room, perfect for entertaining or cozy family nights. The breakfast nook is a charming space where you can enjoy meals with loved ones comfortably seating 6 to 8 people. A few steps up takes you to the second floor, youCOll find an appointed guest bathroom Co making day-to-day life a breeze. Step upstairs to an open concept floor plan where the kitchen flows seamlessly into a large family room, perfect for entertaining or cozy family nights. The breakfast nook is a charming space where you can enjoy meals with loved ones comfortably seating 6 to 8 people. A few steps up, takes you to the second floor, youCOll find a well appointed guest bathroom And the master suite directly to your left. The spacious oversized primary bedroom offers plenty of room for a beautiful bedroom set and additional seating, creating a personal retreat. At the end of a long day, indulge in the luxury of your massive garden tub for a soothing soak. Across the hall, youCOll find two additional bedrooms Co one to the right and one to the end of the hallway Co Perfect for family, guests, or even a home office. Here you can host unforgettable gatherings in the privacy and spaciousness of your charming front porch, back deck, and expensive backyard! DonCOt miss out on this amazing opportunity!
Source: GAMLS #10371768
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10371768
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10371768
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.