4690 S Liverpool Ct, Aurora, CO 80015
3 beds · 3 baths · 1,818 sqft sqft
***Your DREAM home is finally here! This energy-efficient 3-bedroom haven nestled on a highly desirable cul-de-sac is the one! This gem welcomes you with its stone façade, a 2-car garage, and mature landscape that exudes curb appeal. Bountiful natural light graces the large open floor plan adorned with pre-wired surround sound, making it the perfect setting for unwinding while watching your favorite movies. Vinyl flooring, neutral palette, and plantation shutters add to the house's charm and livability. Fabulous kitchen comes with stainless steel appliances, recessed & pendant lighting, a large prep island with a breakfast bar, cabinets with crown moulding, quartz counters, and a dining area with wide sliding glass doors to the back patio. Don't miss the flexible loft that can be used as an office or TV area. The primary suite offers a private sanctuary featuring a beautiful ensuite bath and large walk-in closet. Additional bedrooms are generously sized, creating plenty of space for family and guests. Spacious backyard provides a relaxing covered patio where you can host fun barbecues or simply enjoy a quiet moment. Benefit from the added value of solar panels. Installed just a few years ago, they can significantly reduce electricity costs. Solar panels will be paid off at closing by the Seller. New carpet upstairs! Conveniently located with easy access to nearby parks, schools, shopping centers, dog park and much more! Seize the opportunity before it's gone! This home has been "home warranty pre-inspected" and comes with a free 14 month home buyer warranty and 5 year roof certification! ***Check out the ATTACHED "3D Virtual Open House and Video"***
Source: RECO #4504537
Interest rate and monthly payment estimated based on public records.
Source: RECO #4504537
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #4504537
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