469 S Olathe St, Aurora, CO 80017
3 beds · 2 baths · 1,691 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to your new home in East Creek! This beautifully maintained ranch-style home effortlessly blends modern elegance with everyday comfort. Step inside and you’re greeted by luxury vinyl plank flooring and a welcoming entryway that leads to two spacious front bedrooms—ideal for guests or a home office. Each bedroom offers generous closet storage and natural light that makes the space feel warm and inviting. At the heart of the home, you’ll find an open-concept kitchen that’s both functional and chic—featuring a large island with bar seating, quartz countertops, 42” cabinets with ample storage, and an oversized corner pantry. The kitchen flows seamlessly into the dining area and living room, creating a bright and airy space perfect for entertaining or relaxing. Tucked privately at the back of the home, the primary suite offers a retreat with an en-suite bath featuring dual sinks, a walk-in shower, and a spacious walk-in closet. Enjoy added privacy with no neighbor directly next door on one side—just a pocket park and community seating area. And with fully owned solar panels, you’ll enjoy big savings on utility bills! Nestled just minutes from I-225, E-470, Buckley Space Force Base, and with quick access to Downtown Denver, DTC, dining, shopping, and local parks—this location is as convenient as it is connected. Don’t miss your chance to make this cozy modern home yours. Schedule your showing today!
Source: RECO #1547710
Source: RECO #1547710
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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