468 Marsh Pointe Dr, Columbia, SC 29229
5 beds · 3 baths · sqft
Welcome to 468 Marsh Pointe Drive! Nestled in the Centennial Lakes Subdivision of Lake Carolina, this two-story residence has 5 spacious bedrooms and 3 full bathrooms. At 4,117 square feet, this home is a perfect blend of style, functionality, and luxury, offering endless possibilities to suit your lifestyle. Upon entering, you'll be greeted by a grand two-story foyer that sets the stage for the elegance found throughout. The open-concept main level includes a spacious family room with large windows that fill the space with natural light and a cozy fireplace perfect for gatherings. The gourmet kitchen is a chef’s dream, featuring a central island with seating, stainless steel appliances, granite countertops, and a generous walk-in pantry. The main level also offers a formal dining room with sophisticated finishes, a butler’s pantry, a versatile living room/flex room, a spacious laundry room, a full bathroom and a convenient guest bedroom ideal for visitors or multigenerational living. Upstairs, the luxurious Owner’s Suite serves as a private retreat, complete with a spacious bedroom, sitting area, three expansive walk-in closets, and a spa-like en-suite bathroom featuring a soaking tub, separate glass-enclosed shower, double vanity, and private water closet. Three additional bedrooms provide generous closet space and access to a full bathroom. A versatile media room/loft area is full of entertaining possibilities. Brand new carpet throughout the whole second floor. This home has a fully fenced-in backyard, ideal for outdoor enjoyment and entertaining. The shed coveys with the home offering additional storage. This outdoor retreat promises both privacy and endless possibilities. This home features a convenient two-car garage, providing ample space for parking and additional storage. Built with energy-efficient materials and systems, this home ensures both comfort and cost savings. A extra bonus is the home is also wired for surround sound. Don’t miss the opportunity to make this dream home your own!
Source: COLUMBIASC #586966
Interest rate and monthly payment estimated based on public records.
Source: COLUMBIASC #586966
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #586966
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.