46653 Joubert Ter, Sterling, VA 20165
3 beds · 4 baths · 2,540 sqft
Get a free consultation call with an expert in the mortgage assumption process.
NEW PRICE IMPROVEMENT AND OPEN HOUSE THIS SATURDAY! 12-2PM ON MAY 10TH. Welcome to this exceptional residence, where elegance and design converge in perfect harmony. The home boasts an array of distinguished exterior features, including a striking stacked stone façade, a front porch adorned with a custom pergola, and a spacious rear Trex deck offering breathtaking sunset views of Sugarloaf Mountain. Expansive windows throughout the home flood the interior with natural light, further enhancing the sense of openness and warmth. Recently painted in Benjamin Moore’s Pure White, the home showcases new, with upscale carved Berber carpeting on the staircases and five-inch-wide hardwood flooring that graces all three levels, ensuring a seamless flow and luxurious ambiance. Upon entering, you are immediately greeted by the refined aesthetic of the space, highlighted by a new Restoration Hardware chandelier in the foyer and thoughtfully curated décor that accentuates the home's architectural features. The foyer gracefully leads to the staircase, providing two options: descend to the lower-level lounge, where full-sized windows and gorgeous hardwood floors create a welcoming atmosphere, offering ample room for diverse furniture configurations. This level also includes a convenient powder room with updated lighting and mirror, as well as access to the two-car garage and mechanical room. Ascending to the main level reveals an open-concept design with an expansive dining area, anchored by an elegant Restoration Hardware chandelier. The gourmet kitchen is a chef’s dream, featuring White Shaker cabinetry with meticulous trim details, pristine white quartz countertops, a stylish tile backsplash, and GE Café Series stainless steel appliances, including a French-door refrigerator, new Bosch dishwasher, and a gas stove. Adjacent to the kitchen, the rear deck offers a perfect setting for grilling, lounging, and al fresco dining while taking in the captivating views of Sugarloaf Mountain—a panorama to be enjoyed year-round. The spacious family room, positioned at the front of the home, boasts a wall of windows and French doors that open to a private, pergola-adorned front porch—a serene retreat ideal for relaxing with a book, enjoying your morning coffee, or meditating in peace. A well-appointed powder room, complete with a new light fixture and mirror, is also conveniently located on this level. The upper level is dedicated to the luxurious Primary Suite, which features a generous walk-in closet and an expansive bedroom area. The en-suite bath is a sanctuary, offering an oversized shower with upscale tiling and a built-in bench for seating, along with a private water closet. Double vanities provide plenty of room for preparing for the day. Two additional bedrooms on this level offer ample closet space and share a beautifully designed hall bath. For added convenience, the laundry room is strategically located on this floor and includes a sink, as well as upper cabinetry for additional storage. Beyond the home, the enviable location in the heart of Potomac Falls within the sought-after Cascades community provides access to a wealth of amenities. The community offers five centers, five swimming pools (one exclusively for lap swimming), 15 tennis courts, eight pickleball courts, 10 multipurpose courts, 25 tot lots, a bocce ball court, and a soccer field. Residents also enjoy riverfront access to the Potomac River, complete with a boat launch, as well as an 18-hole golf course, mini-golf, rental cabins, and a picnic area at the nearby Algonkian Regional Park. Conveniently located near shopping, major commuter routes, and Dulles Airport, this home offers a lifestyle of unparalleled convenience and leisure.
Source: BRIGHT #VALO2091808
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VALO2091808
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.