4659 Lindever Ln, Palmetto, FL 34221
5 beds · 3 baths · 2,508 sqft sqft
One or more photo(s) has been virtually staged. Step into the spacious newly listed 5-bedroom, 3-bathroom house, ideal for those who cherish both comfort and style. Spanning a generous 2508 square feet, this home offers an open floor plan that promotes a harmonious flow throughout the living spaces. Enter and be welcomed by a bright great room featuring new vinyl flooring, infused with natural light, ideal for gatherings or serene evenings at home. The centerpiece is a sleek kitchen equipped with a new stainless appliances and an island that doubles as a casual dining spot or extra prep area - not to mention the sizable walk-in pantry for all your culinary essentials. The primary bedroom is tucked away upstairs, offering privacy and tranquility, complete with a walk-in closet and an ensuite bathroom made for relaxation. Accompanying this are four additional bedrooms, each providing comfortable living spaces, capped off with plush new carpeting in 3 upstairs bedrooms and hallways. Life’s little conveniences are not forgotten here – a laundry room situated upstairs simplifies your daily routine, while a 2-car garage gives plenty of room for vehicles and storage. Outdoors, the community promises a slice of vacation right at your doorstep with a resort-style pool, playful playground, and a cabana-style clubhouse. Situated conveniently for easy commuting to major cities via nearby interstates, and a stone's throw from an array of dining, shopping adventures, including the popular Ellenton Outlet Mall, and not to forget, a mere drive to pristine Gulf beaches. This home is an absolute gem, ready to be filled with laughter and memorable moments. In an effort to make your transition as smooth as possible, the seller is offering up to $10,000 in concessions to help with closing costs, prepaids, or rate buydowns with an acceptable offer. Make this delightful abode your next stop to creating cherished memories. And remember, your potential new home is under surveillance - after all, it’s worth keeping an eye on!
Source: STELLAR #a4621162
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #a4621162
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #a4621162
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.