4650 MARILYN ANNE DR, Jacksonville, FL 32257
''Live Your Lifestyle'' how you envision. Welcome to 4650 Marilyn Anne Drive, the most spectacular address with captivating lakefront views. Carter Hall is an enclave of approximately 73 houses built by Lennar Homes, Ermont lll floorplan. There are 4 bedrooms, 3.5 bathrooms, a 1st floor owner's suite & office, 2nd floor loft, a walk-in laundry room and a 3-car garage. This model house features a plethora of upgrades and attention to detail that no other house in this community offers. There is a three-car driveway, and a paver patio for entertaining at the rear of the property. The backyard is fully fenced and there is terrific outdoor space to entertain. The features & enhancements have been well thought out and executed. As you enter the glass front door, you immediately feel invited. To the right is an office with glass doors and as well as a formal dining or bonus space. Notice the custom finish work and well-appointed lighting & fixtures. The flooring is luxury vinyl more.. The kitchen is well designed and has ample storage. There's a double wall oven, a cooktop stove, stainless appliances and a large food prep island with counter height bar seating available. The owner's suite is on the ground level and located to the back left side of the house. There is a walk-in closet with custom shelving, a soaking tub, a walk-in shower and long vanity. On the second level, you are greeted by open space and a loft. There are three additional bedrooms and two bathrooms upstairs. As you pass through the glass slider doors from the family room on the first floor, you will enter the fully screened outdoor entertainment area. There is a spacious covered screened patio and outdoor space finished with pavers. The backyard is fully fenced and has terrific views over the water. Close proximity to Mandarin schools. No CDD fees and low HOA fees. Upgrades Include: Luxury Vinyl Floring (downstairs & upstairs); Ceiling fans (all rooms); Lighting Upgraded (wine room, dinette, kitchen, coach); Bathroom Facets Upgraded (master and upstairs); Barn & Pantry Rebuild; Powder Room Vanity Replaced; Ceiling Beams; Water Softener; Master Closet Custom Closets; Kitchen Cabinet Hardware & Upgrades; Wood Plank Wall (living room); Electric Fireplace; Paver Back Patio Extension; Attached shed (side yard); Painted Interior; Owners Suite Wall Enhancements; Cabinet Upgrade (Laundry Room); Overhead Storage (garage); Attic Stairs & Attic Flooring; LED Lighting (garage); Epoxy Flooring (garage) Ceiling Accent (dinette); Mirror Upgrade & Hardware (master bathroom); Fully Fence Backyard w/ 2 gates (sectioned off for dog). Let's schedule your private tour... Welcome home!
You may be able to put down less than the total down payment amount of $154,279 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #2042067
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