4650 Marilyn Anne Dr, Jacksonville, FL 32257
4 beds · 4 baths · 3,013 sqft
''Live Your Lifestyle'' how you envision. Welcome to 4650 Marilyn Anne Drive, the most spectacular address with captivating lakefront views. Carter Hall is an enclave of approximately 73 houses built by Lennar Homes, Ermont lll floorplan. There are 4 bedrooms, 3.5 bathrooms, a 1st floor owner's suite & office, 2nd floor loft, a walk-in laundry room and a 3-car garage. This model house features a plethora of upgrades and attention to detail that no other house in this community offers. There is a three-car driveway, and a paver patio for entertaining at the rear of the property. The backyard is fully fenced and there is terrific outdoor space to entertain. The features & enhancements have been well thought out and executed. As you enter the glass front door, you immediately feel invited. To the right is an office with glass doors and as well as a formal dining or bonus space. Notice the custom finish work and well-appointed lighting & fixtures. The flooring is luxury vinyl more.. The kitchen is well designed and has ample storage. There's a double wall oven, a cooktop stove, stainless appliances and a large food prep island with counter height bar seating available. The owner's suite is on the ground level and located to the back left side of the house. There is a walk-in closet with custom shelving, a soaking tub, a walk-in shower and long vanity. On the second level, you are greeted by open space and a loft. There are three additional bedrooms and two bathrooms upstairs. As you pass through the glass slider doors from the family room on the first floor, you will enter the fully screened outdoor entertainment area. There is a spacious covered screened patio and outdoor space finished with pavers. The backyard is fully fenced and has terrific views over the water. Close proximity to Mandarin schools. No CDD fees and low HOA fees. Upgrades Include: Luxury Vinyl Floring (downstairs & upstairs); Ceiling fans (all rooms); Lighting Upgraded (wine room, dinette, kitchen, coach); Bathroom Facets Upgraded (master and upstairs); Barn & Pantry Rebuild; Powder Room Vanity Replaced; Ceiling Beams; Water Softener; Master Closet Custom Closets; Kitchen Cabinet Hardware & Upgrades; Wood Plank Wall (living room); Electric Fireplace; Paver Back Patio Extension; Attached shed (side yard); Painted Interior; Owners Suite Wall Enhancements; Cabinet Upgrade (Laundry Room); Overhead Storage (garage); Attic Stairs & Attic Flooring; LED Lighting (garage); Epoxy Flooring (garage) Ceiling Accent (dinette); Mirror Upgrade & Hardware (master bathroom); Fully Fence Backyard w/ 2 gates (sectioned off for dog). Let's schedule your private tour... Welcome home!
Source: REALMLS #2042067
Source: REALMLS #2042067
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #2042067
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