4628 Adderton Ave, North Port, FL 34288
3 beds · 2 baths · 1,386 sqft sqft
One or more photo(s) has been virtually staged. Embark on a journey to discover the hidden gem of 4628 Adderton—a home... where every detail tells a story of comfort and modern living. Nestled within the charm of its 2006 construction, this 3-bedroom, 2-bathroom sanctuary has been thoughtfully renovated, offering a blend of contemporary style and timeless elegance. Step into the heart of the home, where the great room welcomes you with vaulted ceilings and sliding doors that seamlessly connect indoor living to the expansive backyard beyond. Imagine the joy of entertaining friends and family in this inviting space, filled with natural light and boundless possibilities. The kitchen stands as a testament to both form and function, boasting stainless steel appliances and an inviting eat-in breakfast area framed by bay windows, overlooking the expansive backyard. Picture yourself enjoying morning coffee bathed in natural light, a serene start to your day. The primary bedroom beckons with its luxurious en-suite bath, featuring a double vanity, garden tub, and separate shower—a private retreat to unwind after a long day. Meanwhile, the other two bedrooms, thoughtfully situated on the opposite side of the home, offer privacy and comfort, perfect for family or guests. But what truly sets this home apart is its enviable location, backing not to another house, but to the expansive grounds of Atwater Elementary School—a comforting proximity... for young families and a serene backdrop for daily adventures. With Atwater Community Park nearby and a wealth of shopping, dining, and entertainment options within reach, every day presents a new opportunity for exploration and enjoyment. Don’t miss the opportunity to make 4628 Adderton your own—schedule a viewing today and step into the story of your next chapter.
Source: STELLAR #a4613821
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #a4613821
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 30-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #a4613821
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.