$465,900 SIGNIN

Sign in to see required down payment for the 2.73% rate

4621 Wehunt Commons Dr SE # 7, Smyrna, GA 30082

3 beds · 4 baths · 2,434 sqft

Prime location with Direct Access to Silver Comet Trail!! This home is located in a desirable neighborhood that offers direct private access to the Silver Comet Trail from inside the community. Whether you enjoy jogging, biking, or taking a peaceful walk, having immediate entry to this 61.7-mile scenic trail is a rare and highly valuable feature. Close to The Battery Atlanta & Truist Park Distance: Approximately 6 miles (about a 12-minute drive, depending on traffic). The Battery Atlanta: A top destination for dining, shopping, and entertainment, home to Truist Park (Atlanta Braves stadium), Coca-Cola Roxy Theater, and a variety of high-end restaurants and bars. Nearby Attractions: Events, concerts, and year-round activities at The Battery make it a major lifestyle hub for Smyrna residents. Other Notable Features Spacious Townhome: 3 bedrooms, 3.5 bathrooms, and a modern kitchen with quartz countertops and updated lighting. Community Amenities: Pool, maintenance-covered grounds, and recreational spaces. Top-Rated Schools: Zoned for Nickajack Elementary, Campbell Middle, and Campbell High School. Interior Features: Spacious Layout: This residence encompasses 2,434 square feet across three levels, featuring 3 bedrooms and 3.5 bathrooms. Gourmet Kitchen: The kitchen has been enhanced with quartz countertops and backsplash, a new island, updated lighting, a new sink, disposal, and under-cabinet lighting, creating an inviting space for cooking and entertaining. Master Suites: Upstairs, two master bedrooms boast tray ceilings and ample natural light. The primary master bathroom includes double vanities, a separate shower, a garden tub, and a custom closet. Upgraded Systems: The home is equipped with fire/CO2 alarms, ELFA shelving, surround sound speakers, and has been freshly painted throughout, ensuring a modern and efficient living space. Exterior and Community Features: Outdoor Spaces: A private deck and lower-level patio offer serene views of the surrounding green space, providing perfect spots for relaxation and outdoor gatherings. Community Amenities: Residents have access to a community swimming pool and are within walking distance to the Silver Comet Trail, ideal for outdoor enthusiasts. Convenient Location: The property is minutes from the airport, downtown Atlanta, shopping centers, grocery stores, and major highways like I-285, offering easy access to various destinations.

Estimated
Seller's interest rate
2.73%
7%
Estimated
Principal & interest
$1,519/mo.
$2,360
You may also save up to $261,728 in total interest paid.

Send questions to support@withroam.com

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $1,519 monthly payment

Financed
SIGNIN
Location
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Loan details
Remaining term
25 yrs and 11 mos
Loan type
FHA
Rate
2.73%
Monthly P&I
$1,519
Remaining balance

Source: Public records

Home details
Size
510 sqft
Lot size
0.02 acres
Year built
2005
Type
Townhouse
HOA dues
$185.00

Source: GAMLS #10492971

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence. When you apply for the loan, you must attest that the home will be your primary residence for 12 months to be approved for an FHA assumption. Most lenders will ask that you move in within 60 days.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

What is Roam?

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Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

What is an assumable mortgage?

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An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

Why is an assumable mortgage valuable?

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When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

How can you find assumable mortgage listings?

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Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

How do I qualify for an assumable mortgage?

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To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

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Last updated: Apr 13, 2025 05:47 am
Listing agent: Eduardo Rognoni (770) 895-1051
Listing provided courtesy of:
Details provided by GAMLS and may not match the public record.
MLS ID: #10492971
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of GAMLS. All real estate listings are marked with the GAMLS Broker Reciprocity thumbnail logo and detailed information about them includes the name of the listing brokers. The broker providing these data believes them to be correct, but advises interested parties to confirm them before relying on them in a purchase decision. Copyright © 2025 GAMLS. All rights reserved.
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