462 Cart Ct, Kissimmee, FL 34759
3 beds · 2 baths · 1,659 sqft
Welcome to your ideal move-in ready home nestled in the border between Kissimmee and Poinciana. This charming property boasts numerous upgrades and a prime corner lot with mature landscaping, offering both curb appeal and practicality. The exterior showcases fresh paint and a recently replaced roof just 4 years old, ensuring durability and a modern aesthetic. Step inside to discover an inviting open floor plan, perfect for hosting gatherings with family and friends. The heart of this home is its stunning kitchen, featuring brand new cabinets, elegant granite countertops, state-of-the-art stainless steel appliances, modern lighting, and a convenient one-touch faucet. This space is designed to delight any chef with ample storage and functionality. Throughout the interior, fresh paint complements new ceramic tile flooring in every room, creating a seamless blend of style and comfort. The spacious master bedroom accommodates a king-size bed and offers French doors that lead to a covered area in the backyard, ideal for relaxation. The master bathroom is a sanctuary with marble-like tile in the walk-in shower, dual vanity sinks illuminated by LED-lit faucets, and a generously sized walk-in closet. Additionally, the third bedroom is expansive, offering flexibility as a game room or second living area to suit your lifestyle. Don't miss this opportunity to own a meticulously upgraded home in a desirable location. Schedule your showing today and envision yourself enjoying the unmatched comfort and convenience this property has to offer.Near to so many shopping centers and restaurants.
Source: STELLAR #o6219589
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6219589
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6219589
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.