4619 Flint Dr, North Port, FL 34286
3 beds · 2 baths · 1,438 sqft
Price Reduced! Seller wants it sold!! Walk into your new home at 4619 Flint Drive! This fabulous 3-bedroom, 2-bath residence boasts a spacious 2-car garage with new Hurricane rated GARAGE DOOR 2024, and an expansive driveway capable of accommodating four additional vehicles along with a shed/workshop with electric in the backyard. The ROOF is also new from 2020! A/C is 2019 and has been maintained and serviced. Step onto the luxurious dark vinyl plank flooring and behold the majestic cathedral ceilings in the living room. Delight in the separate dining room and a charming breakfast dinette area offering delightful views of the alluring built-in pool. Unwind on the lanai with its convenient built-in bar and food prep area, pool heater, and refreshing outdoor shower, all set against a backdrop of serene natural woodlands. POOL PUMP new in 2023. The kitchen and bathrooms showcase elegant granite countertops and stylish faucets, exuding timeless sophistication. The primary bedroom features a lavish en suite bathroom with a skylight, shower, and spacious walk-in closet. Revel in the privacy of the two additional bedrooms located on the opposite side of the home. Meticulously cared for, this residence is an outstanding abode that exudes warmth and charm. It should be on your list!!
Source: STELLAR #N6133730
Financials
Source: STELLAR #N6133730
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.