4605 Windmill Flats Ct, Peyton, CO 80831
3 beds · 2 baths · 2,811 sqft sqft
Experience the charm and elegance of this truly gorgeous equestrian property just south of Falcon, close to shopping , entertainment and restaurants while still Enjoying a peaceful country setting. Spanning over 5 acres, this property is thoughtfully designed for your horses. This home has had multiple updates! The beautiful open living room showcases a stone wall with a gas fireplace , hardwood floors and 10 ft Ceilings! The large, spacious eat-in kitchen is equipped with hickory cabinets, a large island, and stainless steel appliances, with access to a 30 x 12 deck for seamless indoor/outdoor living right off the dining area. Right off the kitchen is your inviting master retreat showcasing the Mountains in two giant windows and a superb 5-piece spa bath with a new standalone soaking tub and separate Vanities and Closets! For your horses this property is thoughtfully setup for easy pasture rotation and plenty of room for training. - 4 loafing sheds under 2 years old (buyer can easily put stalls in if needed) - Tack Room / Feed storage - Arena with solar lighting (and remote) - This property is Fully fenced and Cross fenced with horse safe straight wire and electric with solar power! - All pastures have insulated auto waterers Included : - 1 Large Hay feeder (including additional 1200lb bales purchased through Bartlett Hay Co.) - Hot tub - No HOA, High speed internet available , 9x11 shed (new) The seller has a Bobcat compact tractor bought new with less than 200hrs including all attachments (mower, arena drag, front loader and hay fork) that will be negotiable if Buyers would like to include them in the sale for a higher price! Call me if you have any questions or would like to schedule a showing on this great property!
Source: PPMLS #6774564
Interest rate and monthly payment estimated based on public records.
Source: PPMLS #6774564
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #6774564
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