4605 Avocet Dr, Peachtree Corners, GA 30092
5 beds · 3 baths · 2,841 sqft
Come see this fantastic house in Avocet! Located in Peachtree Corners which was voted in the top 20 cites to raise a family in the United States! This house is ample in size, perfect for a growing family, people who love to entertain or anyone needing a primary on main. The open two story foryer leads to a vaulted living area, open to the kitchen and connected to the dining area which is spectacular for gatherings and entertaining, The main floor and basement all have beautiful hardwood floors throughout, the kitchen has stainless appliances and granite counters. Upstairs has 3 bedrooms which are all a nice size with good sized closets. The basement is extremely large which is fantastic for any or all of your needs, office, bedroom, theatre, man cave, or storage...it's quite possible to have them all considering the whole area is just over 1,700 sq ft. This beautiful home has the largest backyard in the neighborhood, the deck off the breakfast area overlooks the expansive back area, it's fully usable and big enough to have a playground or garden, along with a covered lower deck below, perfect for rainy days or watching your kids play. This house checks all the boxes, in a cul-de-sac, sidewalks throughout the neighborhood leading just right outside the subdivision to Dunkin and Starbucks for morning coffee. The amenities include a fantastic pool, playground, clubhouse and 4 tennis courts (with very active teams for every level). You can live a mile from Peachtree Corners town center where they have amazing restaurants, shopping, concerts and ranked the 19th most fabulous city in America!
Source: GAMLS #10346889
Source: GAMLS #10346889
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10346889
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.