45871 Orchid Ave, Bennett, CO 80102
3 beds · 2 baths · 1,719 sqft
Welcome home to this charming single-family residence nestled in the heart of Bennett, Colorado. Built in 2021, this beautifully maintained home features 3 bedrooms and 2 bathrooms within a thoughtfully designed open-concept floor plan. The bright and airy living area effortlessly flows into the dining space and modern kitchen, perfect for both relaxing and entertaining. The kitchen boasts stainless steel appliances, including a gas stove, generous cabinetry, and ample counter space, making meal prep enjoyable and convenient. Retreat to the spacious primary suite, complete with a walk-in closet and a spacious, private en-suite bathroom for comfort and privacy. One of the unique features of this property is its basement—one of the few homes in the neighborhood to have one. Currently unfinished, this basement offers endless opportunities to customize additional living space, a home gym, an office, or a recreational room, tailored perfectly to your lifestyle. Situated on a spacious 5,000 sq ft lot, this home includes leased solar panels for energy efficiency, an attached garage offering secure parking and extra storage, and a front yard sprinkler system for easy maintenance. The driveway is south-facing—a major perk during Colorado winters, helping snow melt faster and reducing the need for shoveling. Enjoy the peace and privacy of having no neighbors behind you and savor breathtaking mountain views from your own backyard. Additional smart home upgrades include a programmable thermostat, security options, a camera doorbell, and high-speed fiber internet—perfect for today's connected lifestyle. Located in a friendly, growing community, you'll appreciate the proximity to local parks, schools, and essential amenities. With a convenient commute to Denver, this home perfectly balances small-town tranquility with city accessibility. Don’t miss this wonderful opportunity to call Bennett home!
Source: RECO #6341895
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: RECO #6341895
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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