4570 67th St N, Saint Petersburg, FL 33709
3 beds · 2 baths · 1,103 sqft
Coastal Elegance Meets Modern Comfort – A Stunning St. Pete Retreat! ***NO FLOOD ZONE***** Step into this beautifully updated oasis, where coastal-inspired design meets modern luxury. Whether you're searching for the perfect forever home or an incredible investment opportunity for a short-term rental, this meticulously maintained 3-bedroom, 2-bathroom pool home delivers on every level. RV parking and outlets. In close proximity to shopping, restaurants, entertainment and less than 15 minutes from the beach! The versatile split floor plan with an open-concept design seamlessly blends comfort and functionality, catering to a variety of lifestyles. The modernized kitchen is a chef’s delight, featuring newer cabinetry, granite countertops, and sleek stainless steel appliances. Elegant tile-adorned bathrooms with a spa-like atmosphere, while the primary suite boasts a spacious walk-in closet and private en-suite bath. New carpet, appliances and pool Liner all less than a year old! Step outside to your private backyard paradise, complete with lush landscaping, a sparkling pool, spa, outdoor bar, and a charming gazebo—the perfect setting for entertaining or unwinding under the Florida sun. Rest easy knowing this home has been upgraded for peace of mind, with a newer roof, hurricane-impact windows, HVAC, electrical, and more—all updated in 2018. Plus, it's situated in a NO FLOOD ZONE, offering hassle-free living in one of St. Pete’s most desirable areas. Don't miss your chance to own this stunning retreat—whether as a dream home or a highly desirable Airbnb investment! Furnishings and décor are negotiable for purchase, making for a seamless transition for investors or buyers seeking a fully outfitted space. Schedule your private tour today!
Source: STELLAR #TB8347794
Financials
Source: STELLAR #TB8347794
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.