457 Barnard Castle Ct, Rolesville, NC 27571
4 beds · 4 baths · 2,848 sqft sqft
Welcome to this stunning single-family home, perfectly situated on an elevated lot in a peaceful cul-de-sac within the highly desirable Villages at Rolesville subdivision. Upon entering, you're greeted by a formal living room that flows seamlessly into the formal dining area, ideal for hosting. The spacious family room, featuring a cozy fireplace, opens to the kitchen and breakfast nook, creating a warm and inviting space. Sliding doors lead out to the back patio, perfect for relaxing or entertaining, with serene views of the private backyard. The modern kitchen is a chef's dream, boasting stainless steel appliances, a large island for ample workspace, and beautifully crafted cabinetry offering plenty of storage. A convenient half bath and laundry room complete the main level. Upstairs, you'll find the luxurious primary suite is an oasis of comfort, with tray ceilings, two spacious walk-in closets, and a spa-like en-suite bathroom that features a double vanity, garden tub, and separate glass-enclosed shower. Three generously sized bedrooms, with two of the rooms sharing a Jack and Jill bathroom, an additional guest bath, and a versatile bonus room that can serve as a 5th bedroom or flex space grace the second floor. The home has been freshly painted, with brand-new carpeting throughout the second floor and stairs. Recent updates include a tankless water heater (2019), a newer roof (2019), and a transferable termite bond for peace of mind. Community amenities such as a pool, clubhouse, and tennis courts enhance the lifestyle this home offers. Don't miss the chance to make this open-concept gem your own—schedule a showing today!
Source: TRIANGLEMLS #10054053
Interest rate and monthly payment estimated based on public records.
Source: TRIANGLEMLS #10054053
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10054053
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.