4550 Lindever Ln, Palmetto, FL 34221
4 beds · 3 baths · 2,328 sqft
WILLOW WALK has it all. A community that is conveniently located for commuting, Gulf of Mexico beach access, world-class shopping and dining, a beautiful, well-maintained development and a magnificent 2018 home. This home features two stories with an attached garage, four bedrooms, two and a half baths and 2328 square feet of functional, open living space, making it perfect for the family and entertaining guests. As you enter the home, you will be impressed with the open floor plan where the kitchen, dining room and living room flow together seamlessly. The Living and Dining rooms have new waterproof laminate wood flooring. The large kitchen was designed to be efficient for the gourmet cook and perfectly positioned to entertain. The primary bedroom suite is on the second level. It includes an en suite bathroom with a large step-in shower and a double-sink vanity. The additional three bedrooms are also on the second floor plus an office/den area, full bath and a laundry room. The rear yard is large, enclosed with a vinyl fence for privacy and perfect if you have pets. It has a barbeque area, a brick fireplace and mature trees. It is the perfect location to relax or entertain your friends. The community also features a beautiful pool, a Community Play area and lots of green space. Willow Walk is located 30 minutes from St. Pete Beach or Anna Maria Island, which gives you access to world-renowned beaches. From a commuting standpoint, it is a 15-minute drive to Bradenton, 30 minutes to Sarasota and 45 minutes to Tampa. These three locations plus many local locations, such as the Ellenton Premium Outlets, just two miles away, provide unlimited choices for dining, shopping and services. The combination of this home and its convenient location make it the perfect place to live the Florida dream. Please call to make an appointment and tour this impressive home today.
Source: STELLAR #a4624027
Source: STELLAR #a4624027
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #a4624027
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.