4550 Bishopsgate Dr, Windsor, CO 80550
5 beds · 3 baths · 2,652 sqft sqft
Welcome home to 4550 Bishopsgate Dr.! Located on a 1/4 acre corner lot in the convenient & vibrant neighborhood of The Ridge at Harmony Road, this 5 bed 3 bath 3708 sqft solar equipped smart home home is just what you have been looking for! As you open the front door, you'll be drawn in by the natural light & great flow of the wide entryway. Past the spacious office & through the foyer, you enter the open concept living area & kitchen, featuring quartz countertops, stainless steel appliances, an upgraded kitchen sink, & an oversized pantry to die for! Rounding out this floor you'll find a mudroom off the oversized 3 car garage, a full bath, and a main floor bedroom for guests, parents, or even a second office if needed. The upstairs is thoughtfully laid out & well designed. Here you will find the large primary bedroom with en suite bathroom set aside from 3 additional bedrooms, a 3rd bathroom, large laundry room, and a flex space. The unfinished basement provides a world of opportunity with over 1000 sqft for expansion, storage, an amazing home gym or a thousand other things. Rounding out this amazing property is the largest yard on the block, perfect for entertaining, play and outdoor living. And if you are wanting more room to roam?... this neighborhood features the city of Windsor's latest park just a short walk or bike ride away. Located less than 2 miles from the brand new Windsor middle school and police station, just over 3 miles from I-25, and with easy access to Fort Collins, Loveland, Windsor, or Greeley, 4550 Bishopsgate Dr. is "close to everything" while still having the peace and quiet of being out of town. Welcome home!
Source: RECO #IR1017618
Interest rate and monthly payment estimated based on public records.
Source: RECO #IR1017618
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #IR1017618
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