455 Turkey Crk, Alachua, FL 32615
4 beds · 2 baths · 2,221 sqft
Welcome to this beautiful 4-bedroom, 2-bathroom Turkey Creek home! With an abundance of natural light and high ceilings throughout, this home creates a warm and inviting atmosphere for the entire family to enjoy. The spacious split floor plan ensures privacy for the primary suite with a walk-in closet with built-ins, and a large bathroom with a spa tub and separate walk-in shower. Enjoy the open-concept design with the kitchen seamlessly flowing into the living room and breakfast nook, creating a central hub for daily activities and entertaining. Imagine preparing delicious meals while enjoying the company of family and friends in this stylish and functional space. Plan to spend cozy evenings enjoying the gas fireplace which can also be viewed from the kitchen. Adjacent to the living room, a sunroom beckons with an expansive view of the beautiful nature that Turkey Creek is known for. The perfect spot to relax and indulge in a good book or a cup of coffee while basking in the natural light. The Turkey Creek neighborhood is gated and offers a community pool, restaurant/clubhouse/bar, pickle ball court, tennis court, playground, batting cage, basketball court, 18 hole golf course and wonderful neighbors! Additional features include a new roof (6/2022) and water heater (2/2024). **Buyer to verify all details.**
Source: STELLAR #gc523190
Source: STELLAR #gc523190
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #gc523190
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.