454 Henley Cir, Davenport, FL 33896
4 beds · 2 baths · 2,025 sqft sqft
** Fantastic Price Adjustment** Welcome to 454 Henley Circle in the sought after Davenport community of The Hamlet at West Haven. This current owners of this gorgeous 4 bedroom 2 bathroom home have UPDATED FLOORS and interior paint and added thoughtful touches which make this home feel welcoming. SOLD PARTIALLY FURNISHED FOR CONVENIENCE (See attachments for details).There is a large living/dining/flex area to the front of the home which is open to the foyer. This space feels relaxing and could also be a charming formal dining room or home office. As you enter the bright and friendly kitchen area you are greeted by views of the pool and back yard. There is a convenient breakfast bar for informal meals with CORIAN COUNTERS as well as STAINLESS APPLIANCES. The family room is open to the kitchen and the perfect place to curl up and watch a movie. This home has a great split floorplan. The cozy primary Suite is perfect for getting a good nights rest and features patio doors out to the pool area. The primary bathroom has a garden tub, separate shower, dual vanities and tile floor. There are 3 additional bedrooms and a guest bathroom as well as the convenience of an inside laundry room and 2 car garage. The SPARKLING BLUE POOL IS HEATED and there is ample place to lay out in the sun or entertain friends under the COVERED LANAI - perfect for enjoying the Florida lifestyle! There are great amenities included with the HOA fee such as LANDSCAPING, SECURITY GATE, BASIC CABLE & WIFI, TENNIS ETC. Located just a short drive from Disney and the attractions area, close to I4 access to the west coast beaches/Tampa or eastbound into downtown Orlando and Universal Studios and International Drive. Davenport and Champions Gate offers great options for shopping, dining and movies at Posner Park Village, dining and golf at the nearby Omni resort as well as local medical facilities, vets offices and big box stores such as Walmart, Target, Marshalls, Lowes, BJ's etc. Come and see this home, once you do, you won't want to leave! <iframe width="560" height="315" src="https://www.youtube.com/embed/2bHc7cQntv0?si=s2_3A6DFOlkvUZ12" title="YouTube video player" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" referrerpolicy="strict-origin-when-cross-origin" allowfullscreen></iframe>
Source: STELLAR #s5113630
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #s5113630
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #s5113630
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