4539 Legacy Park Dr, Tampa, FL 33611
3 beds · 4 baths · 1,808 sqft sqft
Welcome to your dream townhome nestled in the heart of South Tampa's peaceful gated community, Legacy Park. This beautifully well maintained three-floor residence is not only a corner unit but offers luxurious living with modern amenities and elegant touches throughout. This inviting residence spans over 1800 square feet and offers a perfect blend of comfort, style, and convenience. With three bedrooms and three and a half baths, there is plenty of room for the whole family or guests to feel right at home. Upon entering, you'll be greeted by a spacious foyer that sets the tone for the refined living space within. In addition to the first-floor bedroom, bathroom and walk-in closet, is a spacious 1 car garage with a large storage closet. This open concept layout flows seamlessly into the living and dining areas, offering a lot of natural light and creating an inviting space for relaxation and gatherings. This modern kitchen has granite countertops, stainless steel appliances, large shaker cabinets, and a large pantry closet. Enjoy your morning coffee or unwind after a long day on one of the two private balconies, offering serene views of the surrounding neighborhood. The third floor is dedicated to comfort and privacy, boasting a lavish master suite and an additional bedroom, each with its own private bathroom. Legacy Park epitomized resort-style living with its array of amenities including a sparkling pool, heated spa, outdoor kitchen, and clubhouse. Pet lovers will appreciate the expansive gated dog park, while the community's mature landscaping adds to its allure. Plus, the monthly HOA includes water, sewer, trash, and grounds upkeep, so that peace of mind and convenience are yours to truly enjoy. Perfectly located next to the Westshore Marina District, and only 10 minutes from downtown Tampa, and 20 minutes from downtown St. Pete. You do not want to miss this rare opportunity to experience luxury townhouse living and own a piece of Tampa’s vibrant lifestyle at Legacy Park.
Source: STELLAR #tb8313501
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8313501
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8313501
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.