4539 Legacy Park Dr
Tampa, FL 33611
3 beds · 4 baths · 1,808 sqft
$380,000
Get prequalifiedAbout this home
Welcome to your dream townhome nestled in the heart of South Tampa's peaceful gated community, Legacy Park. This beautifully maintained and newly painted three-floor residence is not only a corner unit but offers luxurious living with modern amenities and elegant touches throughout. This inviting residence spans over 1800 square feet and offers a perfect blend of comfort, style, and convenience. With three bedrooms and three and a half baths, there is plenty of room for the whole family or guests to feel right at home. Upon entering, you'll be greeted by a spacious foyer that sets the tone for the refined living space within. In addition to the first-floor bedroom, bathroom, and walk-in closet, there is a spacious one-car garage with a large storage closet. This open-concept layout flows seamlessly into the living and dining areas, offering abundant natural light and creating an inviting space for relaxation and gatherings. The modern kitchen features granite countertops, stainless steel appliances, large shaker cabinets, and a large pantry closet. Enjoy your morning coffee or unwind after a long day on one of the two private balconies, offering serene views of the surrounding neighborhood. The third floor is dedicated to comfort and privacy, boasting a lavish primary suite and an additional bedroom, each with its own private bathroom. Legacy Park epitomizes resort-style living with its array of amenities including a sparkling pool, heated spa, outdoor kitchen, and clubhouse. Pet lovers will appreciate the expansive gated dog park, while the community's mature landscaping adds to its allure. Plus, the monthly HOA includes water, sewer, trash, and grounds upkeep, ensuring peace of mind and convenience for residents. Perfectly located next to the Westshore Marina District, just 10 minutes from downtown Tampa and 20 minutes from downtown St. Pete, you do not want to miss this rare opportunity to experience luxury townhouse living and own a piece of Tampa’s vibrant lifestyle at Legacy Park.
Source: STELLAR #TB8313501
Neighborhood
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
