4537 Cloister Cir, Hampton, GA 30228
4 beds · 4 baths · 4,569 sqft sqft
Discover Luxury Living in the prestigious Crystal Lake Golf and Country Club. This immaculate estate is truly a masterpiece, offering an exquisite blend of sophistication and comfort. From the moment you step inside, the soaring ceilings and custom detailing throughout each room will leave you in awe. Every space exudes elegance, with oversized rooms designed for both grandeur and relaxation. Featuring three spacious bedrooms and three and a half luxurious baths, this home is designed for those who appreciate the finer things. The gourmet kitchen boasts new stainless steel appliances, including a wine refrigerator, perfect for hosting and entertaining. Both the keeping room and formal living room offer beautiful views of the golf course, adding to the serene ambiance. The master suite is a true sanctuary, with a private screened-in patio, two expansive walk-in closets, an indulgent jetted tub, and a large glass-enclosed shower. Upstairs, prepare to be amazed as you enter the open loft area, a versatile space that can easily be transformed into a second living area. The upstairs den is nothing short of extraordinary, complete with a full bar, refrigerator, ice maker, pool table, and a seating area-ideal for unwinding or entertaining in style. This one-of-a-kind residence is a rare opportunity to own a home that embodies luxury, elegance, and unparalleled attention to detail. Don't wait-homes of this caliber are in high demand, and this is a chance you don't want to miss. As we all know, once you find a home you love, you have to act quickly-someone else may be ready to claim it. BONUS: MOUNTED SUPER CHARGER FOR YOUR ELECTRIC VEHICLE IN THE OVERSIZED 3 CAR GARAGE.
Source: GAMLS #10389733
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10389733
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10389733
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.