4527 73rd St N, Saint Petersburg, FL 33709
3 beds · 1 baths · 912 sqft sqft
One or more photo(s) has been virtually staged. **SELLER OFFERING CONCESSIONS FOR BUYERS with a competitive offer!!! Welcome to this EXCEPTIONALLY modernized home found in the heart of the quiet and most desirable Magnolia Heights! With the epitome of style and simplicity, come envision yourself in this spectacular 3-bedroom, 1-bathroom split floor plan beauty waiting for you to call it home. Boasting beautiful natural lighting, elevated finishes, designer fixtures, and ALL NEW LUXURY vinyl wood plank flooring throughout the. ENTIRE home, many upgrades have been selected to exceed all of your expectations. The property’s charming exterior has been updated with a new ROOF (2024), fresh paint, and new landscaping. On the interior, this home has been well appointed with fresh paint, new AC (2024), upgraded light fixtures, ceiling fans, newer hot water heater, and newer windows offering its new owners peace of mind for years to come. Love to entertain? This home offers rear access directly from the kitchen making this home truly one for many endless summer nights. For the aspiring chef, notice the impressive countertops, tile backsplash, beautiful white cabinets paired with modern hardware, and new stainless steel appliances just near the adjacent dining room. The spacious owner’s suite offers sliding glass doors and a deep recessed area. The guest bathroom features a new VANITY, new fixtures, new lighting and hardware. Home to unincorporated St. Petersburg, AIRBNB potential, ONLY 10 minuets to Madeira Beach, this home also includes an oversized backyard, an interior laundry room, and new pavers in front! Just minutes away from Downtown St. Pete, first-class shops and dining experiences including Trader Joe’s and Whole Foods, world-class entertainment, Breweries, Bicycle Trails, and easy access to parks, beaches, and I-275
Source: STELLAR #t3523921
Source: STELLAR #t3523921
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #t3523921