4524 SW 9th Ave, Cape Coral, FL 33914
4 beds · 2 baths · 2,258 sqft
Welcome to your dream come true at 4524 SW 9th Ave, Cape Coral, FL 33914! This stunning 4-bedroom, 2-bathroom, 2-car garage home is situated on an expansive triple lot, where luxury meets tranquility. The lush landscaping, fruit trees, and garden create a serene outdoor retreat, complete with an inviting firepit, a fenced-in yard, and a large open dog run perfect for your furry friends. Step inside to discover a beautifully tiled interior throughout the home, except for the lush carpeting in the bedrooms. At the heart of the home, the open kitchen boasts upgraded stainless steel refrigerator and dishwasher, along with a large corner pantry, and an island with seating, making it ideal for entertaining and socializing with family and friends. The spacious great room is a showstopper with a custom-built saltwater fish tank that the seller will leave, along with the adjacent lizard tank offering a quiet sitting area off the great room. These tanks are easy to maintain since they were professionally installed and are established, the fish are included (not the lizard) and if you so desire, the tanks can be converted to suit your preferences or lifestyle once you move in. Additional features include a whole home water treatment system, ensuring the highest quality water for your family. Enjoy peace of mind knowing that all water, sewer, and irrigation assessments are paid. The brand-new metal roof adds both style and durability. The home's A/C was replaced in 2022, ensuring cool comfort year-round. The sprinkler system has been upgraded to 7 zones, including the gardens, providing efficient and comprehensive irrigation. This home is truly a unique blend of luxury and comfort, all within a natural setting, giving you a sense of peace and privacy as you walk through the door and are welcomed home. Don't miss the opportunity to make it yours—schedule a walkthrough today!
Source: FORTMYERS #224064260
Source: FORTMYERS #224064260
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.