4522 W North B St, Tampa, FL 33609
3 beds · 3 baths · 2,268 sqft
One or more photo(s) has been virtually staged. Now on the market, this stunning modern townhouse in the heart of South Tampa offers the perfect combination of style, convenience, and investment opportunity. Featuring three bedrooms, two and a half bathrooms, a two-car garage, and a spacious back patio with a fully equipped outdoor kitchen, this home is designed for both relaxation and entertaining.Step inside and be greeted by an open floor plan with high ceilings and sleek tile flooring throughout the first level. The thoughtfully designed layout includes a dining space, living room, and a convenient half bath. A first-floor bedroom adds versatility, making it perfect for guests or a home office. The chef’s kitchen is a dream, boasting modern cabinetry, updated appliances, and ample counter space for all your culinary needs.Upstairs, the expansive master suite offers a private retreat with a spacious built-in closet providing plenty of storage. The master bathroom is well-appointed and designed for comfort. Also on the second floor, you’ll find a laundry area and an additional bedroom with a large walk-in closet and en-suite bathroom, ensuring privacy and convenience for everyone.With no HOA, you’ll enjoy complete ownership freedom—no extra fees, no restrictions, just unlimited possibilities. Currently operating as a successful Airbnb, this property presents a lucrative investment opportunity with no leasing restrictions.Location is everything, and this townhouse is ideally situated just minutes from International Plaza, Tampa International Airport, Downtown Tampa, Hyde Park, and major highways, providing easy access to the city's best shopping, dining, and entertainment. Plus, it’s located in the highly sought-after Plant High School district, making it an exceptional choice for families and investors alike. Opportunities like this don’t last long! Whether you're looking for a new home or a high-performing short-term rental, now is the time to act. Schedule your showing today!
Source: STELLAR #TB8366948
Financials
Source: STELLAR #TB8366948
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.