452 Shellbank Dr, Longs, SC 29568
3 beds · - baths · sqft sqft
Nestled in the highly sought after Colonial Charters Golf Course Community, this charming single-level home is ideal for families or those looking to settle in a peaceful, family-friendly, quite neighborhood. This meticulously and EXTREMLY WELL Maintained property features a Spacious Layout consisting of: 3 comfortable bedrooms and 2 updated bathrooms, including a master suite with walk-in closet. Recently updated with new high end LVP flooring, lighting/fixtures, bathroom vanities, faucets, toilets, shower tubs, fresh paint, doors and hardware throughout, giving the home a fresh, contemporary and modern feel! Highly functional Kitchen featuring Granite countertops that adds elegance, and is complemented by an adjoining utility room of of it that is equipped with a nice washer and dryer set included with purchase. Spacious centrally located Living Room with Vaulted Ceiling! Has a Very Nice, Spacious and Private Outdoor Living Area, which features a large 6ft privacy fenced in backyard, a generous size patio grilling and sitting area that provides ample space for relaxation and outdoor entertaining! Also included with purchase is a very nice high end play set. THIS SPECIFIC PROPERTIES LOT LOCATION IS ONE OF THE MOST DESIRABLE FEATURES AND ATTRACTIVE LOTS IN THE ENTIRE COMMUNITY, because of the upmost privacy given the expansive wooded buffer that runs deep behind the back fence line, which also partly owned with this property. This house also features a very nice additional expanded "Carolina Room"/"Sunroom"/"Bonus Room"/"Man Cave", that offers flexible space for leisure, hobbies and separation. Has a very Low HOA fee that INLUDES: Cable, Internet, Full access to the Community Pool with Clubhouse, that adds to the comfortable community appeal. PRIME LOCATION Very close to Cherry Grove Beach, North Myrtle Beach, Little River, and is EXTREMLY convenient to the Major Highway HUB, consisting of Hwy 9, Hwy 17, Hwy 31, Hwy 57, Hwy 90, and Sea Mountain Highway, making it VERY easy to getting around all areas of the Grand Strand. This home offers the perfect balance of comfort, style, and convenience, ideal for creating lifelong memories. Don’t miss the chance to make this slice of paradise yours! Wont last long! Call to schedule a showing:
Source: MYRTLEBEACH #2425678
Interest rate and monthly payment estimated based on public records.
Source: MYRTLEBEACH #2425678
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #2425678
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