4515 Fieldview Cir, Wesley Chapel, FL 33545
5 beds · 3 baths · 2,652 sqft
One or more photo(s) has been virtually staged. NEW HVAC! Nestled in a tranquil neighborhood, RARE TO FIND 4BR plus 5TH BEDROOM OR BONUS ROOM/3BA/2GAR/2652SQFT LIVING in the 400s! (LOWEST price per square foot IN WESLEY CHAPEL). The PRIMARY SUITE is on the MAIN FLOOR! ALL BEDROOMS ON THE MAIN FLOOR! This home is designed for modern living, you’re family will LOVE THE 2 FLEX SPACE ROOMS! The Dining Room can be Home Office. And the MASSIVE UPSTAIRS BONUS ROOM offers a fantastic opportunity to customize and make it your own! All this FLEX SPACE offers plenty of room for your family to grow! MOVE-IN READY with FRESH INTERIOR PAINT on trend colors, TILE FLOORING in all main living areas, and 10’ HIGH CEILINGS! The kitchen is a chef’s dream, featuring PLENTY OF 42’ CABINETS and GRANITE COUNTERTOPS, SS appliances, a spacious closet pantry, breakfast nook, and a convenient breakfast bar—perfect for family gatherings or entertaining! There’s even a kitchen desk, a perfect spot for the kids to do homework! The kitchen flows seamlessly into the family room, creating a warm and inviting atmosphere. The downstairs primary suite boasts an en suite with walk-in shower, a separate garden tub, dual sink vanity, private water closet and a HUGE WALK-IN CLOSET! The front bedroom offers a charming window seat for reading on a rainy day. For added convenience, an inside utility room is located on the first floor with the bedrooms. On the second level you will find a MASSIVE BONUS ROOM with its OWN BATHROOM and closet. Let your imagination and creativity flow and UTILIZE THIS GREAT SPACE as a 5th BEDROOM, GAME ROOM, Theatre or Media room, 2nd Master Suite or Guest Bedroom, or HOME OFFICE! Step outside to your backyard with WHITE VINYL FENCE and Open patio for grilling and chilling. This outdoor space is perfect for both relaxation and entertaining, and plenty of room for your pets. The property also features an OVERSIZED 2 ½ CAR GARAGE – plenty of extra room for a boat or motorcycle! Plus NEW HVAC (2 NEW SYSTEMS)! LOW HOA, NO CDD, and NO FLOOD INSURANCE! Less than 5 minute walk to the PARK. The location with easy access to top-rated schools, hospitals, dining, and all types of entertainment for the whole family, shopping at Wiregrass Mall and Tampa Premium Outlets, Wiregrass sports complex, Epperson Lagoon Waterpark, the new Advent Health Hospital, and with easy access to I-75 and 275 downtown Tampa is only a 25-minute drive away, blending the best of suburban and city living. An ideal location for families and professionals alike. Don’t miss out—schedule your private showing today and discover the potential of making this house your new home!
Source: STELLAR #TB8362523
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
Source: STELLAR #TB8362523
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence. When you apply for the loan, you must attest that the home will be your primary residence for 12 months to be approved for an FHA assumption. Most lenders will ask that you move in within 60 days.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.