4507 Silver Pointe # PTE, Acworth, GA 30101
2 beds · 3 baths · 1,836 sqft
Experience effortless, maintenance-free living in this stunning Craftsman Ranch, nestled in a serene gated community! With HOA coverage that includes exterior maintenance, landscaping, water, sewer, and more, this immaculate home offers the ultimate in easy living. Step inside this one-owner residence and discover a bright, open layout that perfectly complements the charm of ranch-style living. The spacious Owner's Suite is a true retreat, featuring elegant tray ceilings, gleaming hardwood floors, and a spa-like bath with a double vanity, a brand-new step-free shower, private water closet, and a custom walk-in closet. Nearby, a stylish mudroom enhances the laundry area, adding convenience to your daily routine. The secondary bedroom is equally inviting, filled with natural light and offering dual closets and its own en-suite bathroom. The chef’s kitchen is a dream, complete with abundant cabinetry, a pantry, and a cozy breakfast nook. The expansive family room, highlighted by a striking stone gas fireplace, is bathed in natural light, providing a warm and welcoming space for gatherings or quiet relaxation. Ideally located just minutes from I-75 and the historic charm of downtown Acworth, this home is also close to premier shopping, dining, and two breathtaking lakes. Enjoy paddleboarding, kayaking, swimming, and fishing at Lake Acworth or boating, jet skiing, and more at Lake Allatoona. This home is a rare gem, blending comfort, convenience, and community in one exceptional package. Don't miss your chance to make it yours!
Source: FMLS #7489453
Interest rate and monthly payment estimated based on public records.
Source: FMLS #7489453
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #7489453
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.