4498 Avion Park, Douglasville, GA 30135
5 beds · 4 baths · 3,300 sqft sqft
Welcome home to this beautiful 5 bedroom 3.5 bath in the highly sought after Chapel Hill Golf Community! The property is on a cul-de-cas with view of the 11th teeing area. Enter into the impressive two-story foyer with hardwood floors throughout main level. Spacious formal dining has bay windows. Living room has gas start fireplace with vaulted ceilings. The kitchen features stainless steel appliances, ample cabinets, granite countertops and tiled backsplash. Breakfast area has access to raised deck that overlooks the fenced backyard. 1/2 bath, laundry room and garage access are located down hallway from kitchen. Main level primary suite has trey ceiling with ceiling fan. Primary ensuite bath features a soaking tub, separate renovated tile shower, water closet, double vanities and walk-in closet. The upper level has three spacious bedrooms and a full hall bath. Full finished basement features family/den with built in bookcases and a wet bar. The 5th bedroom was used as a theater room, additional flex space can be used as office or crafting space with large unfinished storage. Second flex space would be a great game room and has a full bath with shower and access to large screened patio. Beautifully landscaped lawn has pear trees, heavy producing peach tree, wine grapes and raised garden beds all these are some of the things you will be enjoy while living here and would be perfect for entertaining.
Source: FMLS #7454245
Interest rate and monthly payment estimated based on public records.
Source: FMLS #7454245
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #7454245
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