4467 CINDERELLA CIR, North Port, FL 34286
One or more photo(s) has been virtually staged. NEW PRICE! This is NOT your standard remodel! GORGEOUS 3 bedroom, 2 bath home plus office/den with much thought and effort put in to the quality, design and finishes. Upon entering this modern yet comfortable 1544 sq. ft. home you'll view an open great room with generous living area, cathedral ceilings and a stunning and light newer kitchen. Both stylish and functional, the kitchen contains quartz counters, center island, ample white cabinetry with lots of drawers for storage and black hardware. The tile backsplash looks luxurious next to the newer stainless appliances. Dine at the island or place a dinette set adjacent to the kitchen. Durable and sleek grey porcelain tile is installed throughout the ENTIRE house and the large rounded archways soften the great room space perfectly. The recent addition of can lighting and ceiling fans ensures plenty of light and air movement. A large room with a big arched window is a valuable bonus space that could easily be converted to a 4th bedroom or used as an office, dining room, game room, etc. A good sized primary bedroom offers a walk-in closet and ensuite bath with quartz countertop and walk in shower. The additional 2 bedrooms are near the main bathroom with tub, shower, tiled surround and lanai access. Enjoy your morning coffee in privacy on the screened lanai looking over the greenway, not at other homes! Pass through the interior laundry room to the 2 car garage which features drop down stairs for attic access and extra storage. Recently painted both inside and out, updated well equipment plus a newer HVAC system and water softener system are just a few more of the improvements. In an area of good schools, no HOA and not in a flood zone, this fantastic location near I-75 is ideal for commuters and quick airport runs with grocery stores, restaurants and hospitals just a short drive away. Imagine lots of warm sunny weather, beaches to explore and fun things to do such as golfing, fishing, biking or attending local farmers markets, spring training baseball games and soaking in Warm Mineral Springs. It's all here! Schedule a showing today to take a closer look at this lovely home.
You may be able to put down less than the total down payment amount of $170,914 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #a4606619