4457 Sandpine Ln, Sarasota, FL 34241
4 beds · 4 baths · 2,745 sqft sqft
In the heart of Sarasota, Country Creek offers an incredible opportunity for families seeking tranquility and space. You’ll love the fact this home backs up to a serene 10-acre preserve, providing a prime location in the community surrounded by the natural beauty of native trees and lush landscaping. With Lakeview Elementary just five minutes away, this home is ideal for families wanting a convenient and laid-back lifestyle. Designed with family and comfort in mind, the 2,745-square-foot floor plan has four bedrooms, 3.5 baths, home office, formal living and dining rooms, and spacious kitchen. As you enter through the front door, the living room greets you with a stunning cathedral ceiling. This design feature not only enhances the aesthetic appeal of the space but also allows for abundant natural light to filter in. You’ll notice the generous use of windows throughout the home which add even more natural light to the cheerful interior. While the home needs a thorough refresh, it is priced accordingly and provides ample opportunities for customization, ensuring every room can be transformed into a haven that’s just right for you and your family. The outdoor space is a highlight of this family home, encouraging families to spend time outdoors, whether swimming, hosting barbecues or running freely without the constraints of a small urban yard. The screened-in pool provides a refreshing retreat while keeping bugs and debris at bay. The large backyard offers endless opportunities for play and leisure. Rarely do homes in this sought-after neighborhood come on the market. Embrace the potential of this property and create lasting memories in a neighborhood designed for family living. Take advantage of this unique opportunity to own a slice of paradise, a sanctuary in Country Creek.
Source: STELLAR #a4624513
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #a4624513
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #a4624513
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.