445 Wexford Overlook Dr, Roswell, GA 30075
4 beds · 2 baths · 2,748 sqft sqft
Welcome to this inviting ranch-style home nestled in Roswell's sought after Wexford neighborhood. This beautifully maintained residence features 4 bedrooms and 2.5 baths, set on a meticulously landscaped lot. The Sun-Filled open floorplan featuring three sets of French Doors, which open out onto an enclosed outdoor living area with a fireplace! The exterior patio can be accessed via the living room, kitchen and master bedroom. With 10ft+ Vaulted and Tray ceilings, this home offers 2 Living Room/Family Room options and a Formal Dining room. The Kitchen has abundant granite countertop space and Cabinet storage along with plenty of space for informal dining while overlooking the Family Room. Continuing from the kitchen, the spacious family room boasts vaulted ceilings, and a cozy fireplace. The Master suite with tray ceiling accents opens to a huge custom bath area of expanded vanities, dual sinks, custom shower and soaking tub. The remaining three rooms can be used for bedrooms, or a home office. Another standout feature of this home is the custom plantation shutters that adorn every window, adding a sophisticated and classic touch to each room. The huge unfinished basement, with one finished room and a walk out patio, offers endless possibilities providing a blank canvas for new owners to customize and create their dream space. This home boasts a fenced private backyard, offering a serene and secure outdoor space perfect for relaxation, as well as a charming stone wall in the front yard which renders a classic and timeless touch, complementing the landscaping. Updates/renovations include: New Paint, New Light Fixtures, and New Flooring in Master bath. Enjoy all the wonderful amenities of Wexford (swim, tennis, summer swim team, beautiful clubhouse, playground, social activities for children and adults) and an ideal Roswell location with close access to Crabapple/Milton and historic Roswell. Award winning schools: Roswell, Blessed Trinity and Fellowship! Close to lots of shops, dining, and parks.
Source: GAMLS #10390454
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10390454
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10390454
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.