445 SE 98th Ave, Webster, FL 33597
3 beds · 3 baths · 3,152 sqft sqft
LUXURY ESTATE on 9.86 acres with detached SHOP/GARAGE, RV/BOAT parking, EQUESTRIAN rights, FENCED. 3,152 sq. ft. home Beautifully designed with custom features at every turn. TRAVERTINE FLOORING THROUGHOUT HOME, GOURMET KITCHEN with GAS RANGE, 10ft backlit TREY CEILINGS, Crown molding, Built-in Niches with lighting. Extra Large Pantry, CUSTOM KITCHEN ISLAND with Breakfast bar, Pendant lighting, CUSTOM CABINETRY, GRANITE COUNTERTOPS, Panoramic views from adjacent dining bay. SCREENED LANAI accessible from the Kitchen or Master Bedroom with views of the back yard. Large Master Bedroom suite with magnificent rear wooded views, lanai access, opposing HIS/HERS closets and hidden safe room, DEN/OFFICE/NURSERY with bay window views from front of home. Master Bathroom features include walk-in ROMAN SHOWER, SOAKING TUB WITH A VIEW, separate GLASS BOWL vanity sinks, SEPARATE SEATED MAKE-UP AREA, CUSTOM cabinetry and GRANITE counters. Large Second Bedroom with deep storage closets, EN SUITE BATH and exterior entrance, perfect mother-in-law/guest suite, High end finishes throughout. Second level - third Bedroom features plush carpet, EN SUITE BATH, deep storage closets and French doors leading to a JULIET BALCONY. Below the second level is a SPACIOUS LAUNDRY ROOM leading to a 2-Car garage accessed from circular drive around back of home, a 1 Car drive through portico is below the Juliet Balcony. 50 yards from the main house is a 20' x 30' SHOP/GARAGE with attached 10' x 30' RV/BOAT CARPORT with large concrete apron. The property is fenced with its own personally coded electronic gate. The roof was replaced March of 2023 and interior/exterior surfaces repainted November 2023. The owner is providing a one year home warranty with sell. This is a UNIQUE PROPERTY conveniently located in the community of Webster, Florida with easy access to Tampa, Orlando, and Ocala. CALL NOW TO SCHEDULE YOUR SHOWING! Bedroom Closet Type: Walk-in Closet (Primary Bedroom).
Source: STELLAR #g5087455
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #g5087455
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #g5087455
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.