445 Noble Faire Dr, Sun City Center, FL 33573

UNIQUE EXECUTIVE STYLE HOME in the NO. 1 RATED RETIREMENT COMMUNITY by popular travel and leisure publication. This spacious model with 3 bedrooms plus den/office and all its upgrades and added features is a rare find in the beautiful Renaissance Country Club neighborhood! Covered entrance leads into the large foyer. Note the stained glass French doors which open to the den and adjacent to the guest suite. There is a niche for artwork or statue near the entryway. All three bathrooms have granite countertops—the master has handicap accessible features. The chef's kitchen boasts of an abundance of 42-inch wood cabinetry, natural gas stove, stainless appliances, granite countertops with backsplash, and a dual stainless steel sink, water softener system loop and a reversed osmosis water system. The dinette has a view of the fifth green of Renaissance Golf Course, and there are sliding doors leading out to the lanai. You will love the spacious master suite with tray ceiling, two walk-in closets, double sinks, and a fabulous shower with dual shower heads; and a TV is included. The great room embellished with high ceilings, shutters and remote-controlled blinds, looks out onto the golf course and includes a large screen TV, custom artwork, and a built-in surround sound system. The flooring is tile with carpeting in the bedrooms, and there are eight ceiling fans throughout the home. The second floor suite encompasses a large bedroom with a walk-in closet, full bathroom, and sliding doors to a second lanai that overlooks the golf course. The second floor suite offers many options such as a second master suite, a private guest suite, office, play room for grandchildren, hobby room, theatre room or exercise studio. Both lanais have AC units so that they can be used year round. This home includes a chair lift for those with limited mobility. Note the extra storage space under the stairway. The laundry room has a sink, storage, and room for a cabinet, folding table or shelves. The two-car garage with keypad has Gladiator steel cabinets, and the lights outside the garage have an attention flashing feature for emergency vehicles to spot at nighttime. Security features include, gated front entry, electronic peep hole, RING DOORBELL a spotlight and motion detector, lightning rods to protect the home during storms, hurricane impact windows and a WHOLE HOUSE GAS GENERATOR. The curb appeal of this home is enhanced by the brick paver driveway/walkway and decorative concrete landscape curbing, mature landscaping, newer irrigation system and a lighted flag pole. A transferable home warranty is included. Roof (2020) AC Sanitizer (2013). The Renaissance neighborhood includes its own amenities in addition to those of Sun City Center. You will enjoy the Mediterranean-style clubhouse and a fine restaurant and bar to entertain your guests. A social or golf membership is required. Sun City Center is a golf cart community located just off I75 and within one hour of three international airports, professional sporting events, amusement parks, and beautiful beaches. It is located between Tampa and Sarasota. Come enjoy he hundreds of clubs and activities, pools, fitness centers, pickle ball, tennis, softball, golf and so much more. Membership (social) to Renaissance required.

Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.

• Buyers
• Agents
• Sellers

What is Roam?

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

What is an assumable mortgage?

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

Why is an assumable mortgage valuable?

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

How can you find assumable mortgage listings?

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

How do I qualify for an assumable mortgage?

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Last updated: Oct 30, 2024 09:37 am

Listing agent: Stace Liszewski (941) 724-8338

Listing provided courtesy of: DALTON WADE INC (888) 668-8283

Details provided by STELLAR and may not match the public record.
MLS ID: #t3550566

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