445 HIGHTOWER DR, Debary, FL 32713
Welcome to 445 Hightower Dr, located in DeBary Plantation, home of DEBARY COUNTRY CLUB. This CUSTOM BUILT, two story home is situated on the 11th FAIRWAY of this beautiful GOLF COURSE. With 4 Bedrooms and 4 Full Bathrooms, this house has space to accommodate so many needs and lifestyles. As you pull up, you notice the long Driveway and Side Entry 3 CAR GARAGE that allows all the focus to be on the front entry. Inside, there are PLANTATION SHUTTERS, Crown Moulding, high ceilings, lots of natural light and a large screened-in POOL with swim out and LANAI overlooking what can be a lush landscaped garden and (with a little clearing of underbrush), a great VIEW of the FAIRWAY. The Lanai is the perfect place to cook out or simply relax with your favorite beverage as you enjoy the sounds of the birds and the gentle breeze through the trees. The Kitchen is spacious with plenty of storage, 42” CABINETS, lots of counter space and a large, GRANITE ISLAND that adds even more space and is perfect for entertaining. There are also STAINLESS STEEL appliances and beautiful GRANITE COUNTER TOPS. In addition to the Formal Living and Dining Rooms, there is a large Family Room as well as an upstairs BONUS ROOM that can be used as a 5th Bedroom, an Office, a Playroom, a Classroom or so much more. There is so much about this house that the only real way to appreciate it is to see it in person. DeBary Plantation is more than just a neighborhood; it's a lifestyle. The community itself is a haven for golf enthusiasts, with the PICTURESQUE FINISHING HOLES providing a stunning backdrop to the exquisite clubhouse. Experience Florida elegance and EXCEPTIONAL AMENITIES within this vibrant semi-private COUNTRY CLUB COMMUNITY. The pride in ownership and the upscale living environment foster a strong sense of community, making 445 Hightower Dr. a truly desirable place to call home. Don’t forget to click on the VIRTUAL TOUR button to see the 3D HOME WALK THROUGH, then call today to schedule your private showing.
You may be able to put down less than the total down payment amount of $280,174 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #o6228752