445 29th Ave N, Saint Petersburg, FL 33704
4 beds · 3 baths · 2,491 sqft sqft
CHARMING in CRESCENT HEIGHTS! FALL in LOVE with this EXTRAORDINARY BEAUTIFUL 2020 home in the Crescent Heights Community in St. Petersburg. This GORGEOUS executive home is 2,491 sq ft and consists of 4 bedrooms PLUS OFFICE/BONUS ROOM, 3 bathrooms and an OVERSIZED 3 CAR GARAGE. VERY RARE TO FIND a newly constructed home with SO MUCH downstairs living! This remarkable residence showcases the finest materials, features, and finishes that epitomize sophistication and elegance. The seamless open concept layout harmoniously integrates all of the living spaces. This residence provides a well-thought-out floor plan. LOVE pulling up to LUSCIOUS landscape, palm trees, front aluminum fencing, QUAINT COVERED FRONT PAVED PORCH, and BEAUTIFUL curb appeal. As you enter the home you will LOVE the abundance of natural light, HIGH ceilings, crown molding, engineered hardwood flooring, open floor plan, OVERSIZED 3 car garage, plantation shutters, laundry room, french doors that open up to the BEAUTIFUL OUTDOOR COVERED LANAI, and much more! Enjoy the luxurious large primary suite on the FIRST FLOOR with a SPACIOUS walk-in closet, an en-suite bathroom with large vanity and dual sinks, curb-less walk-in shower, and private entry to the covered lanai and backyard. Love having an additional guest bedroom and full bathroom on the first floor. This home is open and inviting ~ allowing the chef to be part of the activity. The OPEN CUSTOM kitchen is a chef's dream! It is spacious with a breakfast bar, beautiful cabinetry, quartz countertops, stainless appliances, microwave drawer, and SPACIOUS pantry. The kitchen opens up to a bright cozy living room. The second-story has 2 bedrooms and 1 full bath. The large private lanai is perfect for entertaining. LOVE the Spacious OVERSIZED three car garage with PAVED driveway. Every aspect of this home has been meticulously designed with top-of-the-line finishes and is being sold turnkey! This home is nestled on a quiet street just a few blocks from Crescent Lake where you can walk to Fresh Market and Trader Joes! CRESCENT HEIGHTS is one of the BEST locations offering quick access to DOWNTOWN St. Petersburg, all the BEACHES, airports, interstates, shopping, and restaurants. YOU MUST SEE this little bit of Florida Paradise in this BEAUTIFUL COMMUNITY! **THIS HOME HAS NEVER FLOODED and had NO DAMAGE from either Hurricanes.**
Source: STELLAR #tb8304175
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8304175
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8304175
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.