445 29th Ave N, Saint Petersburg, FL 33704
4 beds · 3 baths · 2,491 sqft
Welcome to this stunning, meticulously crafted 2020 home in the highly sought-after Crescent Heights neighborhood of St. Pete. This spacious 2,491 sq ft residence boasts 4 bedrooms, plus a dedicated office/bonus room, 3 bathrooms, and an oversized 3-car garage – a rare find in a newly constructed home with such generous downstairs living space. As you approach the property, you’ll be greeted by lush landscaping, palm trees, and a beautifully paved front porch, creating an inviting atmosphere. The striking curb appeal is complemented by the elegant aluminum front fencing. Step inside to discover an abundance of natural light, soaring ceilings, crown molding, and engineered hardwood flooring throughout. The open-concept design seamlessly integrates the living, dining, and kitchen spaces, providing a perfect setting for both everyday living and entertainment. The first-floor layout is thoughtfully designed, featuring a spacious primary suite that offers a large walk-in closet, an en-suite bathroom with dual vanities, a curbless walk-in shower, separate washroom and direct access through the french doors to the covered lanai and backyard. The first floor also includes a guest bedroom, an office/bonus room (which could easily serve as a 5th bedroom), a second full bathroom and a large laundry room with cabinetry. The heart of this home is the open, custom kitchen – where the chef of the household will thrive. Featuring beautiful cabinetry, quartz countertops, stainless steel appliances, a microwave drawer, and a spacious walk in pantry, the kitchen is designed for both beauty and functionality. The large breakfast bar and separate island is perfect for casual dining or socializing while preparing meals. The kitchen effortlessly flows into a bright, cozy living room, making it ideal for entertaining guests or enjoying family time. Upstairs, you’ll find two generously sized bedrooms and a full bathroom, offering privacy and space for family or guests. Enjoy the Florida lifestyle with the expansive, private covered lanai – perfect for outdoor dining, grilling, relaxation, or entertaining. The fully fenced backyard offers a peaceful retreat with ample space for creating your own paradise. The oversized three-car garage is a rare feature, with additional ceiling shelves providing plenty of storage and space for your vehicles and hobbies. The home also includes a paved driveway for additional parking. Nestled on a quiet street just blocks from Crescent Lake, this home offers the perfect balance of tranquility and convenience. Additional upgrades include custom window treatments, a rainbird irrigation system, custom pavered on the walkway, front porch, covered lanai and driveway behind the garage. Enjoy easy access to Fresh Market, Trader Joe's, downtown St. Petersburg, beaches, airports, shopping, and dining. Crescent Heights is one of St. Petersburg’s most desirable communities, with quick access to all the best the area has to provide. This home is an absolute must-see. With its luxury finishes, exceptional layout, and prime location, it offers an unparalleled opportunity to experience the best of Florida living.
Source: STELLAR #TB8361154
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8361154
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.