4447 Globe Thistle Dr, Tampa, FL 33619
3 beds · 3 baths · 1,634 sqft sqft
Welcome to your new sanctuary in the highly sought-after Touchstone community! This beautifully maintained 3-bedroom, 2-full bath, and 1-half bath townhome offers the perfect blend of comfort and maintenance-free living. As you enter, you’ll be greeted by a warm and inviting atmosphere, featuring neutral colors and an abundance of natural light pouring in through the patio sliding doors. The main floor showcases a spacious open layout, seamlessly connecting the great room and dining area—an ideal setting for hosting family gatherings and entertaining friends. The well-appointed kitchen boasts a convenient breakfast bar that overlooks the great room, making it perfect for casual meals or a morning coffee. Step outside to your private 17' x 5' patio, where you can unwind. Venture upstairs to two well appointed guest bedrooms with a shared bath and a loft. The primary suite, quietly situated at the rear of the home, is a true retreat, spacious enough for a king-sized bed, desk, and dresser. It features a walk-in closet and an ensuite bathroom complete with a double vanity and a large shower—your personal oasis for relaxation. Enjoy all the fantastic community amenities just steps away, including a clubhouse with a fitness center, playground, pool, and two nearby dog parks—perfect for enjoying the outdoors and staying active. Located in the tranquil Touchstone community, known for its friendly atmosphere, this townhome offers modern comfort and a lifestyle that truly feels like home. Don’t miss your chance to make this lovely residence yours—schedule your showing today!
Source: STELLAR #tb8310631
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8310631
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8310631