44430 Adare Manor Sq, Ashburn, VA 20147
3 beds · 3 baths · 2,447 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Enjoy main level living in this immaculate Burlington model end-unit villa with 3 bedrooms, 3 baths and a loft in highly desirable Potomac Green. The main level features wood floors, a huge family room with soaring 2-story ceiling, a gourmet kitchen, 2 bedrooms and 2 baths, and a sunroom that opens to a private patio. The primary bedroom has great natural light, a tray ceiling, and a luxurious bathroom with dual sinks and an custom oversized shower. The upper level boasts a third bedroom, a full bath, and an enormous light-filled loft with plenty of space for a second family area, an office, or exercise equipment. Experience all the amenities of Potomac Green plus easy access to major transportation routes and all the shopping, restaurants and entertainment in One Loudoun.
Source: BRIGHT #VALO2092480
Source: BRIGHT #VALO2092480
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.