444 Seattle Slew Dr, Davenport, FL 33837
4 beds · 3 baths · 2,881 sqft
Price adjustment along with $ 5000 in Seller Concessions!! Exceptional Estero Bay Model home with lots of UPGRADES, such as Solar which brings an additional $ 52,000.00 value! This beautiful home is located in the highly sought after Champion Reserve located right next to Champions Gate. This dream home has 2,881 sq ft of living space for your family to enjoy. This 4 or 5 bedroom, 2.5 bath home was designed for entertaining offering an open floor plan with a spectacular island kitchen that will be loved by any home chef! The newly fully tiled first floor also has a large dining room for family gatherings and a bonus room with its privacy from the open floor plan with beautiful French doors that can be a guest room, study, den, or private office. The second floor features a large loft great room which is the perfect space for a movie room, game room, or 2nd living room. The Primary ensuite with tray ceiling is remarkable! The Primary's ensuite bathroom features a large soaking tub, double sinks and separate tiled shower, along with a private restroom. There are 3 additional bedrooms and laundry room upstairs. No lugging the laundry downstairs here! The owners have spared no expense in upgrades, which include: A fully vinyl fenced back yard, a brick patio, beautiful tiled backsplash in the kitchen area, all new ceramic floors on the 1st level. The garage is a dream come true with space as a 3 car tandem garage with additional space for a golf cart, additional toys, or storage space. Solar lease will be assigned to the new owners continuing the substantial savings it provides. Minutes to the theme parks, restaurants, grocery stores, golf courses, lakes, schools, and shopping!!. Book your appointment today as this amazing opportunity will not last. Certain rooms virtually staged with furniture. OWNER FINANCING WITH CONDITIONS!1!
Source: STELLAR #p4926672
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #p4926672
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #p4926672
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.