4435 ORLANDO AVE, Brooksville, FL 34604
Charming Family Home with Modern Comforts and Endless Entertainment Options Welcome to your dream home! This spacious residence offers privacy, tranquility, and ample room for your growing family. Boasting 6 bedrooms and 2 full baths, there's no shortage of space to accommodate loved ones and guests. The living room, family room, dining area, and kitchen provide versatile spaces perfect for gatherings and everyday living. Each room is generously sized and inviting, ensuring comfort and ease. The master suite features a luxurious bath with dual sinks and a walk-in shower, while the guest bath includes a stunning shower spa/sauna—ideal for refreshing yourself or unwinding after a long day. Three of the bedrooms come with large walk-in closets, adding to the home's practicality. In addition to the main house, a mobile trailer is available for seasonal or year-round rental. This versatile space can serve as a private in-law suite, complete with power, water, and its own deck for enjoying starry nights. Inside, you'll find a cozy bedroom, living area, and dining space. Outdoor enthusiasts will appreciate the custom-built deck surrounding the above-ground pool, perfect for relaxation and entertainment. The property features a private 6-foot PVC fence, new plants for added greenery, and a new pool pump. The roof, installed in 2018, is equipped with 63 solar panels, ensuring you can run everything from lights to the A/C without a change in your electric bill. Buyer assumes payments on solar equipment. Inside, the home offers new flooring (within the last 3 years), with cozy carpet in the bedrooms. An air-conditioned 12x24 insulated shed provides a great space for storage or hanging out while watching your favorite sports team on game days. Conveniently located less than 15 minutes from downtown Brooksville and just 25 minutes from Weeki Wachee Gardens, you'll have plenty of shopping, dining, and outdoor fun at your fingertips. With so much to offer right at home, you may never want to leave! Don’t miss your chance to experience this beautiful property—schedule your appointment today and fall in love with your future home! Must contact GoodLeap Solar Company to take possession of electric bill. Not a loan on Panels.
You may be able to put down less than the total down payment amount of $117,746 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #om682934
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.