4434 Windsor Farm Rd, Harwood, MD 20776
6 beds · 5 baths · 9,061 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to the enclave at Windsor Farm! A picturesque estate on a beautifully landscaped 2 acres nestled amongst the backdrop of sprawling green pastures, this home offers an unparalleled sense of privacy while remaining perfectly suited for entertaining and multi-generational living! The custom-built in-law apartment is a rare gem, seamlessly integrated with the main home yet designed to provide complete privacy and independence. Every detail has been thoughtfully curated to create a retreat that exudes both comfort and elegance. Vaulted ceilings soar above, enhancing the sense of spaciousness, while oversized windows frame breathtaking pastoral views, filling the home with an abundance of natural light and a serene ambiance. The gleaming hardwood flooring stretches throughout, adding warmth and character to the inviting space. The spa-inspired bathroom offers a luxurious escape, where sleek finishes and soothing design elements create the perfect place to unwind. The three-season sunroom becomes a haven of relaxation, with multiple glass sliding doors that seamlessly blend indoor and outdoor living. Whether enjoying a morning coffee as the sun rises or winding down in the evening with a book, this sunlit space provides a peaceful retreat in every season. With its own entrance, this home within a home, ensures complete autonomy while maintaining a connection to the main residence. A dedicated washer and dryer adds to everyday conveniences, while an attached lower-level garage provides ample storage, ensuring that everything has its place. Perfectly suited for multi-generational living or as an upscale guest suite, this in-law apartment is a harmonious blend of style and function. Rich hardwood flooring greets you as you step inside the main home's grand foyer entry, complementing the abundance of natural light streaming through the abundant windows throughout. A gourmet kitchen, designed with both elegance and functionality in mind, serves as the heart of the home, boasting stainless appliances, double wall ovens, extensive counter space, an oversized window at the sink to take in the backyard views and a welcoming family dining area that invites conversation and connection for everyone. Just beyond is the inviting family living space centered around a crackling gas fireplace, offering a cozy den on cool evenings with access out onto the screened back porch where you can unwind and relax overlooking your own backyard oasis. Enjoy the best of indoor-outdoor living with this home’s multiple decks and patios, creating an ideal setting for entertaining or unwinding in the fresh air any time of the year! The newly updated saltwater swimming pool shimmers under the sun, promising endless relaxation and fun while overlooking breathtaking views of the lush landscape. The upper level offers four spacious bedrooms, including the primary en suite with a fully renovated bathroom, vaulted ceiling and walk-in closet. The fully finished basement, with on-grade exterior access extends the home's living space, offering a versatile area for additional recreation, the 5th bedroom with Murphy Bed, a guest bathroom perfect for those pool parties and family gatherings, and a dedicated home gym and sauna provides a convenient wellness retreat for the entire family. Tucked away in an idyllic country setting, this home offers a unique opportunity to enjoy the best of both worlds in an exquisite, peaceful setting, yet still conveniently close to major routes with easy access to Annapolis, Washington, D.C., and Baltimore, offering the best of both worlds. Come make this your new home and let the adventure begin!
Source: BRIGHT #MDAA2103076
Source: BRIGHT #MDAA2103076
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.