4427 Blackbird St, Kissimmee, FL 34746
5 beds · 3 baths · 2,915 sqft
Welcome to this beautiful and comfortable two-story house located on a corner lot, built in 2020. HOUSE HAS WATTER FILTER AND SOLAR PANELS THAT WILL BE FULLY PAID OFF AT CLOSING. This property offers all the amenities you could desire. It features 5 bedrooms, 2.5 bathrooms, and a flex room, 2915 square feet of living area. The master bedroom is conveniently located on the ground floor. Upon entering the house, you’ll quickly find the flex room, ideal for an office or playroom. Then you find the kitchen, dining room, and family room with an open space concept. The kitchen has 42” cabinets and granite countertops, perfect for cooking enthusiasts. The dining room and family room are very spacious and open, ideal for entertaining and family gatherings. Ceramic tile throughout the first floor. On the second floor, you will find 4 bedrooms, a full bathroom, and a spacious loft that can used as a play area, study area or convert into a sixth bedroom. Step outside to discover a fence yard ensuring security and privacy, perfect for outdoor gatherings. This home offers a perfect combination of comfort, modernity, and energy efficiency. Community features, Clubhouse, Pool, Park and Tennis Court. Don’t miss the opportunity to make it yours. Schedule your showing today. MOTIVATED SELLER.
Source: STELLAR #s5108516
Source: STELLAR #s5108516
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 30-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #s5108516
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.