4424 Cocopah Loop, Saint Cloud, FL 34772
4 beds · 2 baths · 2,450 sqft sqft
Welcome to your Dream Home in the lovely community, perfectly situated in a tranquil residential setting. This stunning 4-bedroom 2-bathroom home has been meticulously updated with: NEW ROOF (2021), NEW KITCHEN (2022), NEW TILE FLOORING (2022) throughout the house and FRESH PAINT (interior and exterior 2022)!!!! The property welcomes you with a beautifully landscaped lawn. Upon entering the home, a private Office/Den offers an ideal workspace with large windows and tons of natural light. Step inside to discover a thoughtfully designed living space, where the formal living room and dining room combo it is a perfect setting for both intimate gatherings and grand entertaining with a beautiful soaring ceiling, it's a great space to gather before heading out to the adjacent back porch. The Kitchen is a chef's delight featuring abundant counter space, elegant cabinets spanning from floor to ceiling, quartz countertops, touchless sensor kitchen faucet, stainless steel appliances, Stainless Steel Dual Zone Wine Cooler, stylish tile backsplash and gorgeous accent in gold are additional features. The design presents an open floor plan where the kitchen and dining nook seamlessly blend, creating a cohesive and inviting living space. The master bedroom is a true retreat, complete with sitting area, en-suite bathroom with spacious walk-in closet, garden tub, separate shower, and double vanity. The large, fenced-in backyard offers a secure and private outdoor space with fruit trees, ideal for family activities and relaxation. Additional highlights include a three-car garage, providing ample space for vehicles, storage, and even a workshop area. This feature is perfect for car enthusiasts, families with multiple vehicles, or anyone needing extra storage space. You’ll enjoy fantastic community amenities including a pool, playground, and tennis courts, providing endless opportunities for recreation and enjoyment. Don't miss out on the opportunity to make this beautiful house your new home!
Source: STELLAR #o6225494
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6225494
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6225494
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.