4424 Bellwood Cir
Atlanta, GA 30349
3 beds · 2 baths · 2,529 sqft
$389,900
Get prequalifiedAbout this home
Move-In Ready Show Place! Don't Miss This Rare Ranch In South Fulton! Summer is around the corner, and this is your chance to secure a stunning, single-level ranch just 10 minutes from Hartsfield-Jackson Airport-perfect for professionals, frequent travelers, or anyone craving quick city access and a vibrant lifestyle. Buy now, close in 35 days, and enjoy your new home by June! This beautifully maintained home checks every box: open-concept layout, sun-drenched living spaces, and a chef's kitchen that flows effortlessly into the living area-ideal for entertaining and everyday living. Whether you're hosting a Memorial Day cookout or relaxing after a trip, this home delivers style, comfort, and ease. Outdoor lovers, take note-the covered patio and low-maintenance yard offer your own private retreat. Sip coffee in the morning sun, grow your summer garden, or enjoy low-key evenings under the stars. Located in a sought-after amenity-rich community, you'll have access to a pool, tennis courts, clubhouse, and fun neighborhood events. This isn't just a house-it's a turnkey lifestyle that's ready now. Don't Wait-Showings are filling up fast! Call Stacey Williams at (678) 523-1621 to schedule a private tour TODAY.
Source: GAMLS #10392108
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.