4423 W Montgomery Ave, Tampa, FL 33616
4 beds · 2 baths · 1,152 sqft
Get a free consultation call with an expert in the mortgage assumption process.
This 4-bedroom, 2-bathroom home is a fantastic opportunity in the heart of South Tampa! With thoughtful updates and a prime location, it’s perfect for first-time buyers, downsizers, or anyone looking for a great all-around home. Step inside to luxury vinyl wood plank flooring, fresh designer paint, and beautifully remodeled bathrooms. The open-concept layout provides plenty of space, with a bright living area featuring floor-to-ceiling windows and stylish window treatments. The kitchen is complete with granite countertops, ample cabinetry, and stainless steel appliances—all included! The primary suite easily accommodates all your furniture, and the remodeled en-suite bathroom showcases custom tile work. Each bedroom offers generous closet space and large windows that fill the home with natural light. Enjoy extra-wide hallways and a fully updated second bathroom with a sleek overhead shower. A screened-in lanai with a dedicated laundry room leads to the oversized backyard—offering plenty of space for a pool, playset, or pets to roam. Conveniently located near Westshore Blvd, MacDill Air Force Base, and Bayshore Blvd, this home provides easy access to downtown Tampa, Armature Works, Amalie Arena for Lightning hockey, Raymond James Stadium for Buccaneers football, and all the shopping, dining, and entertainment South Tampa has to offer. Plus, Florida’s beautiful beaches are just a short drive away! Don’t miss out on this South Tampa gem—schedule your showing today!
Source: STELLAR #TB8356465
Source: STELLAR #TB8356465
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.