4422 Havelocke Dr, Land O Lakes, FL 34638
4 beds · 2 baths · 2,444 sqft
PRICE REDUCED.. Seller motivated !!Welcome to this stunning 4-bedroom, 2-bathroom Suarez Woodvine home located in the highly desirable Marchmont subdivision within the Oakstead community. This home has been thoughtfully updated with elegant laminate hardwood flooring throughout much of the living space and features soaring vaulted ceilings that create an open and airy atmosphere.The kitchen is a true showstopper, boasting gorgeous 42" cabinets, a spacious island, and a gas stove, perfect for any culinary enthusiast. Renovated just 2 years ago, the kitchen is practically brand new and includes sleek granite countertops, a stylish backsplash, a stone sink, and appliances. With ample counter space, this kitchen is ideal for both everyday cooking and entertaining. The master bedroom is a serene retreat, complete with an en-suite bathroom that features a luxurious stone tile shower with dual shower heads and controls on opposite sides, as well as dual sinks. The home includes a large upstairs bonus room with its own separate A/C unit. This home has been freshly painted on the inside just a year ago, with the exterior receiving a new coat of paint 2 years ago, adding to its pristine condition. Situated on a larger lot that overlooks a tranquil conservation area, this home offers privacy and is located on a quiet street with minimal traffic. The Oakstead community provides an array of amenities, including a community pool, kiddie pool, tennis and basketball courts, a clubhouse with an exercise room, a beautiful nature walk, and more. Don't miss the opportunity to see this must-see home! The CDD fee grants private access to the Oakstead Community clubhouse, a saltwater community pool, fitness and weight room, basketball and tennis courts, as well as beach volleyball courts, a baseball and soccer field, playground, and nature trail. Schedule your showing today!!!
Source: STELLAR #t3546547
Source: STELLAR #t3546547
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3546547
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