4422 Angelina Cir, Longmont, CO 80503
3 beds · 3 baths · sqft sqft
This Boulder Creek Builders former model patio home is not to be missed! Main level living with a full, finished basement including storage space. ADA accessible front door and wide hallways and doorways allow full access to the main level for everyone. Main floor primary, laundry, and office, with 2 large bedrooms, wet bar and rec room in the basement. This stunning home is packed with exquisite upgrades and charming details that will make you fall in love at first sight. Step inside to discover an open and airy layout, perfect for entertaining. The spacious living area features gorgeous LVP floors, large windows that flood the space with natural light, and stylish finishes that create a warm, inviting atmosphere. The gourmet kitchen is a chef's delight, boasting stainless steel appliances, gas range, elegant granite countertops, large pantry and ample cabinet space. A huge laundry area, inviting office space, and an oversized, epoxy floored garage make main level living a breeze! Venture downstairs to the beautifully finished basement, where you'll find an additional living space consisting of 2 large bedrooms, a full bathroom, built-in wet bar, storage spaces and a huge rec room. The thoughtfully designed layout ensures there's room for everyone to enjoy the space in a variety of ways. Located just minutes from parks, shopping, and dining, you'll love the convenience of this fantastic location. As a patio home, do not worry about yard maintenance again - sit on your front porch or back deck with no worry! And with friendly neighbors who create a true sense of community, you'll feel right at home in no time!
Source: RECO #IR1021946
Interest rate and monthly payment estimated based on public records.
Source: RECO #IR1021946
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #IR1021946
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