4421 S ALPINE AVE, Inverness, FL 34452
Check out this 3/2 POOL home ready for its new family! This home is move in ready and boasts updates such as New pool filter 2023, Hot water heater 2022, AC 2022, Vinyl plank flooring 2022, whole house filter 2022 and was freshly painted in 2024. Also includes 100AMP RV hookup. Home was also recently COMPLETELY power washed from roof to road, including the shed! Need extra space? Garage was converted to a 19x16 bonus room! This home is perfect for entertaining or relaxing outside! Take a dip in the pool or enjoy the Huge 43x21 screened Lanai area with additional 24x12 covered and screened patio! This home also features a fully fenced yard with 13x9 Metal Shed. Interior has open living area with sliding glass door leading to the lanai. Kitchen has stylish black stainless GE appliances! Located in the popular Inverness Highlands West offering the convenience of being just minutes from downtown Inverness, providing easy access to shopping, dining, and entertainment options. NO HOA or CDD Call today for your appointment to view!
You may be able to put down less than the total down payment amount of $58,011 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #t3515107